USD to IDR
US Dollar to Indonesian Rupiah. Check the latest USD to IDR rate in Bali. Updated daily with real-time info and tips on where to find trusted, legal money changers—avoid scams and get the best value for your money.
About
First things first—Bali is not a country. It's one of the most popular islands in Indonesia, a tropical paradise known for its beaches, culture, and vibrant local life. The official currency used here (and across all of Indonesia) is the Indonesian Rupiah, often written as IDR.
If you're planning a trip to Bali, understanding the real exchange rate from USD to IDR can save you a lot of confusion—and even some money.
What you see online when you search for "USD to IDR" is usually just the interbank rate—a number used between big financial institutions. It’s rarely the rate you’ll actually get at a money changer in Bali.
Avoid the Scams: Verified Money Changers in Bali
Bali Cashless: is an online platform designed to simplify cashless and remote transactions. All you need is a working debit or credit card. There’s no need for cash—Bali Cashless allows you to pay individual merchants or businesses directly through bank transfers and other payment methods. Simply contact them with what you want to pay, get the rates, and complete your payment.
Currently, this service is available only for travelers from the United States, Australia, New Zealand, the United Kingdom, and Canada, with payments accepted in USD, AUD, NZD, GBP, and CAD.
Central Kuta: Undoubtedly, Central Kuta offers verified, legal, and trustworthy money changers in many areas across Bali. It's always recommended to use these trusted sources for safe and reliable currency exchanges.
Official website: https://www.centralkutabali.com
Locations: https://www.centralkutabali.com/map_of_central_kuta.php
BMC: is known for its competitive rates and transparency, making it a great option for those looking for fair and reliable exchanges in Bali. There isn’t a location list on their website, but simply turn on your location in Google Maps, search for "BMC Money Changer," and find the nearest one to you.
Official website: https://bmcmoneychanger.com
Aside from these three trusted names, we don’t have any other recommendations. If you choose to exchange money elsewhere, proceed with caution—many unverified places are known for tricks, hidden fees, or even counterfeit banknotes.
Please note: we are not affiliated with any of the money changers mentioned. This website was created from personal experience by me—an American expat who’s called Bali home for over 10 years. I’ve seen the good, the bad, and the outright sketchy when it comes to exchanging money here. My goal is simple: to help you avoid common pitfalls and enjoy a smoother, safer trip. While Bali Cashless is my very recommended service.
And just so you know—cash is still king in Bali. Don’t expect the same level of card acceptance you’d find in places like Europe, the US, or Australia. Many local businesses, drivers, and vendors still prefer or only accept cash, so plan accordingly.
Also, a word of caution: Bali is unfortunately a hotspot for ATM-related scams and card skimming. Always use machines attached to actual bank branches (during open hours if possible), cover your PIN, and avoid standalone ATMs in sketchy spots including minimarkets. When in doubt—don’t use it. Forget about standalone ATMs completely.